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First State Bank
Free Checking
Established in 1917, First State Bank is a
locally owned and operated with offices in Macomb County. First State Bank has 11 offices and has been an integral
part to the growth of southeast Michigan.
First State Bank is offering a Free
Checking Account to its members. First State Bank Free Checking requires a $100 minimum to open the account and
there is no minimum balance or monthly service fee.
Free
Checking Features:
- No minimum balance
- No monthly maintenance
fee
- Fee-free access
to 35,000 ATMs nationwide via Allpoint Network
- Free 24/7
telephone and online banking with bill pay
- Free
MasterCard ATM/check card
- Free return of check
images
- Free
account alerts
- Free download of information into personal financial
management software such as Quicken and Microsoft Money
- Cash (up to $25) for unused checks and check
cards
- Overdraft privilege
- $100 minimum to open
Benefit Disclosures:
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Use of non-First State Bank ATMs not included in the
Allpoint Surcharge-Free Network may result in ATM fees charged by Fist State Bank and the ATM owner.
Fees may be charged for overdrafts and other services.
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A credit of $2 per check paid for your unused checks and
$2 for your old ATM or check card from another financial institution will be issued within two business
days of receiving them.
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While alerts are a free service, your phone may charge for
text messages.
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The overdraft privilege is not a contract or obligation of
the bank to pay overdrafts created by withdrawals made by check, in-person, ATM, or other electronic
means when insufficient funds exist in an account, but rather a customer service which allows customers
to overdraw an account. The overdraft fee is $30 per item paid and repayment is expected immediately.
If an account is overdrawn 5 days, on the fifth day and thereafter a $5 fee will be charged every
business day the account is overdrawn. This service is discretionary and may be withdrawn at any
time.
The above information is provided by OpenFreeCheckingAccount.com
for informational purposes only. OpenFreeCheckingAccount.com is not responsible for any changes to any
benefits by the bank. Contact your local branch for further information.
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